We would not want anybody to find themselves in financial difficulty so the choice of whether to build up a buffer by paying a little more is entirely up to you. It could be something
you want to think about for the future rather than do right now.
If you are struggling financially or ever worried about your payments then contact us as soon as possible. We will listen and offer advice and support. We will work with you to agree an
affordable payment plan. Don’t delay in getting in touch as this could put your home at risk, which is something we are really keen to help you avoid.